orahenivora

Educational Excellence in Financial Literacy

Privacy Policy

Your privacy matters to us - here's how we protect your personal information

Effective Date: 15 January 2025 | Last Updated: 15 January 2025
At orahenivora, we believe budgeting should be simple, but protecting your privacy shouldn't be complicated. We've written this policy in plain language because you deserve to understand exactly how we handle your personal information. This policy applies to our website orahenivora.com and all services we provide to help Australians take control of their finances.

Information We Collect

We collect information that helps us provide better budgeting tools and support. Here's what we gather and why:
  • Account Information: Your name, email address, and contact details when you create an account or reach out for support
  • Financial Data: Budget categories, spending goals, and transaction patterns you choose to input (we never store actual bank account details)
  • Usage Information: How you navigate our tools, which features you use most, and where you might be getting stuck
  • Device Information: Browser type, operating system, and IP address to ensure our tools work properly on your devices
  • Communication Records: Support conversations and feedback you share with our team

How We Use Your Information

Every piece of information we collect serves a specific purpose in helping you budget better. We don't collect data just for the sake of it.
Primary Uses:
  • Creating personalized budgeting experiences that match your financial goals
  • Providing customer support when you need help with our tools
  • Improving our features based on how people actually use our platform
  • Sending important updates about your account or changes to our service
  • Ensuring our platform remains secure and functions properly

Information Sharing and Disclosure

We don't sell your personal information. Period. Here are the limited situations where we might share your data:
  • Service Providers: Trusted partners who help us operate our platform (like hosting services) under strict confidentiality agreements
  • Legal Requirements: When required by Australian law or to protect our users' safety and security
  • Business Transfers: In the unlikely event we're acquired, your data would transfer under the same privacy protections
  • With Your Consent: Any other sharing only happens with your explicit permission

Your Privacy Rights

Under Australian Privacy Principles, you have significant control over your personal information. Here's what you can do:

Access Your Data

Request a copy of all personal information we hold about you, delivered within 30 days

Correct Information

Update or fix any incorrect personal information in your account at any time

Delete Your Account

Request complete deletion of your account and associated data (some records may be retained for legal compliance)

Data Portability

Export your budgeting data in a format you can use with other services

Restrict Processing

Limit how we use your information while keeping your account active

Withdraw Consent

Opt out of marketing communications or additional data collection at any time

Data Security and Protection

Protecting your financial information is our top priority. We use industry-standard security measures including:
  • 256-bit SSL encryption for all data transmission between your device and our servers
  • Regular security audits and penetration testing by independent third parties
  • Multi-factor authentication options to secure your account access
  • Automated monitoring systems that detect and respond to potential security threats
  • Secure data centers with physical access controls and 24/7 monitoring
  • Employee training programs on data protection and privacy best practices

Data Retention and Deletion

We keep your information only as long as necessary to provide our services and comply with legal obligations. Here's our retention approach:
  • Active Accounts: Personal and budgeting data retained while your account remains active
  • Inactive Accounts: Data automatically deleted after 3 years of inactivity, with email reminders beforehand
  • Account Deletion: Complete data removal within 90 days of deletion request (except legally required records)
  • Support Records: Customer service interactions kept for 7 years to comply with Australian financial services regulations
  • Legal Compliance: Some records retained longer when required by law, with automatic deletion once requirements expire

International Data Transfers

Your data is primarily stored within Australia. When we do transfer information internationally, we ensure proper protections are in place through approved transfer mechanisms and contractual safeguards that meet Australian privacy standards.

Changes to This Policy

We update this privacy policy when necessary to reflect changes in our practices or legal requirements. We'll notify you of significant changes through email or prominent notices on our website at least 30 days before they take effect.

Privacy Questions or Concerns?

Privacy Officer
orahenivora
38 Hammersley Drv
Bunbury WA 6230, Australia

Email: support@orahenivora.com
Phone: +61 406 266 044

We respond to privacy inquiries within 5 business days
Document Version: 2.1 | Next Scheduled Review: January 2026